09422. DEREGULATION AND FINANCIAL INSTITUTIONS. Traces the progressive deregulation of financial institutions from the period of heavy regulation in the wake of the 1929 crash to the "free market" philosophy of the 1970s-1980s. Discusses the specific components of deregulation, as well as their effects on specific financial institutions. Concludes with an analysis of the current problems in the thrift industry and speculates on possible solutions. 19p. 20f. 26b.